Our mission

We give companies of all sizes—as well as individuals—access to the best cash investment products, typically reserved for large corporations and institutional investors.

Our products are available through a web interface, via API, or through a growing network of distribution partners.

Unlike banks, which tend to offer rigid investment products with complex contractual terms, our offering is simple, transparent, and highly flexible.

About Spiko

Founded in mid-2023 by Antoine and Paul-Adrien, Spiko is a fast-growing fintech now helping more than 2,000 companies put several hundred million euros in idle cash to work.

Our culture

We foster a culture of excellence rooted in transparency, humility, and performance.

This mindset shapes how we make decisions, how we share information internally, and how we design and sell our products.

Your missions as a Regulatory Counsel at Spiko

You will report to the Head of Legal & Compliance. Your main missions will be:

• License applications (MiFID and MiCA): you will lead license applications processes, which may include extensions of our existing MiFID investment firm license or a free-standing MiCA license. You will be the main point of contact of regulators and external counsel, and ensure that these processes are conducted efficiently.

• Crossborder distribution in the EU/EEA: you will handle our passporting notifications and act as the point of contact of the regulatory authorities of the host countries. You will ensure the legal compliance of our activities in the countries where we are passported, in relation with local external counsel if needed.

• Regulatory compliance: in partnership with the Compliance team, you will handle various aspects of the regulatory compliance of our activities. This will include drafting/updating operational procedures, maintaining registers, auditing counterparties, and filing regulatory reports.

• Miscellaneous: you will support the Head of Legal in various non-recurring matters, such as new products/services analysis, updates of the legal documentation, corporate law, litigation, non-core commercial agreements, etc.

Ideal profile

Required:

• Academic background: you graduated from a law university or a business school, ideally with a degree in banking and financial law.

• Experience: you have at least 4 years of experience in the legal department of a fintech or a banking/financial institution or the financial regulation department of a law firm.

• Engaging with regulators: you have a proven track record of engaging with French (and/or other EU) financial regulators in relation to license applications.

• Knowledge of financial regulation: the applicant should have an expert knowledge of the main regulatory frameworks that are relevant to Spiko (i.e. MiFID/MiFIR, MiCA, and the anti-money laundering regulation).

• Versatility: as one of the first members of our legal team, your role will involve the management of legal/regulatory compliance across several jurisdictions (e.g. in the context of our EU/EEA crossborder distribution) and several regulatory frameworks.

• Mindset: you’re highly ambitious and eager to be one of the first members of a team striving for excellence

• Excellent communication skills: Fluent in French (native level) with excellent written skills, and professionally proficient in English.

Nice to have:

• Experience with UCITS/AIFMD and the PRIIPS framework is a plus.

• Experience with DORA and GDPR is also nice to have.

• Experience in a fast growing fintech start-up environment.

What we offer

• 💰 Competitive package: salary + stock options

• 📍 Office: in the heart of Paris, 2nd arrondissement

• 🏡 Remote work: up to 2 days per week and/or one full remote week per month

• 💻 Best-in-class set-up: latest-generation MacBook, etc.

• 🏥 Health insurance: 100% covered by Spiko

• 🎊 Social life: regular afterworks and biannual offsites

Hiring process

• 30-minute interview via video call or in-person with Victor, our Head of legal & compliance

• Take-home case study to prepare and present over video

• Final interview in person with the founders and key team members. This is about making sure your profile and aspirations align with our culture, mission, and goals

• Reference check: we’ll contact two people you’ve worked with, ideally former managers

• Offer!

Job details

• Permanent contract (CDI)

• Full-time

• Start date: as soon as possible