Our mission

We give companies of all sizes—as well as individuals—access to the best cash investment products, typically reserved for large corporations and institutional investors.

Our products are available through a web interface, via API, or through a growing network of distribution partners.

Unlike banks, which tend to offer rigid investment products with complex contractual terms, our offering is simple, transparent, and highly flexible.

About Spiko

Founded in mid-2023 by Antoine and Paul-Adrien, Spiko is a fast-growing fintech now helping more than 2,000 companies put several hundred million euros in idle cash to work.

Our culture

We foster a culture of excellence rooted in transparency, humility, and performance.

This mindset shapes how we make decisions, how we share information internally, and how we design and sell our products.

Your missions as a Legal Counsel - Financial products at Spiko

You will report to the Head of Legal & Compliance. Your main missions will be:

• Partnership and distribution agreements: you will negotiate various types of partnership and distribution agreements with distribution partners. Once the agreements are signed, you will be involved in the ongoing supervision of these distributors.

• UCITS and AIF regulatory documentation: you will be involved in the legal/regulatory design of the investment products that we distribute (mainly UCITS and AIFs). In relation with the asset managers of these products, you will maintain and update the regulatory documentation (i.e. prospectus, KID PRIIPS, marketing materials) and ensure their regulatory compliance.

• UCITS and AIF marketing documentation: you will draft the marketing guidelines that our sales and marketing teams will be expected to implement. You will also review and validate the marketing materials related to the UCITS and AIFs that we (or our sub-distributors) distribute.

Ideal profile

Required:

• Academic background: you graduated from a law university or a business school, ideally with a degree in banking and financial law.

• Experience: you have at least 4 years of experience in the legal department of a fintech or a banking/financial institution or an asset management company or the financial regulation department of a law firm.

• Knowledge of financial regulation: the applicant should have an expert knowledge of the main regulatory frameworks involved in the distribution of financial products (i.e. MIFID/MIFIR, UCITS, AIFMD, PRIIPS).

• Versatility: as one of the first members of our legal team, your role will involve the management of legal/regulatory compliance across several jurisdictions (e.g. in the context of our EU/EEA crossborder distribution) and several regulatory frameworks.

• Mindset: you’re highly ambitious and eager to be one of the first members of a team striving for excellence

• Excellent communication skills: Fluent in French (native level) with excellent written skills, and professionally proficient in English.

Nice to have:

• Experience with other regulatory frameworks that are relevant to Spiko (i.e. MiCA, anti-money laundering regulation, payment services) is a plus.

• Experience with DORA and GDPR is also nice to have.

• Experience in a fast growing fintech start-up environment.

What we offer

• 💰 Competitive package: salary + stock options

• 📍 Office: in the heart of Paris, 2nd arrondissement

• 🏡 Remote work: up to 2 days per week and/or one full remote week per month

• 💻 Best-in-class set-up: latest-generation MacBook, etc.

• 🏥 Health insurance: 100% covered by Spiko

• 🎊 Social life: regular afterworks and biannual offsites

Hiring process

• 45-minute interview via video call or in-person with Victor, our Head of legal & compliance

• Take-home case study to prepare and present over video

• Final interview in person with the founders and key team members. This is about making sure your profile and aspirations align with our culture, mission, and goals

• Reference check: we’ll contact two people you’ve worked with, ideally former managers

• Offer!

Job details

• Permanent contract (CDI)

• Full-time

• Start date: as soon as possible